Frequently asked questions
General
What are CuidArte memberships?
CuidArte is the membership brand of Seguros por Internet. With CuidArte you can access different memberships, each with its own fee: CuidArte Salud (health membership, with a monthly fee), CuidArte Viajero (membership for your trips) and CuidArte Legado (funeral membership, coming soon). You choose the one you need and pay only for that one.
Is CuidArte insurance?
No. CuidArte is not insurance, does not pay your medical bills and does not replace Medicare, Medicaid or a Marketplace health plan (Obamacare). These are memberships: you pay the fee for the one you choose and receive its benefits. For example, CuidArte Salud gives you preferential prices through a network of providers and digital services at no cost.
What memberships does Seguros por Internet offer?
Three: CuidArte Salud (available), CuidArte Viajero (purchased on the platform of our partner MAS) and CuidArte Legado (coming soon).
Who operates the services?
The services are coordinated by MAS Servicios Asistenciales, S.A. de C.V., through a network of participating providers. Seguros por Internet sells your membership and supports you with it.
How do I contact you?
Phone +1 786 606 3762, WhatsApp through the button on the site or info@segurosporinternet.com.
Is my data protected?
Yes. We only use your data for your membership and do not sell it. You can read the details in our Data Processing Policy.
CuidArte Salud
Before purchasing
Who can purchase CuidArte Salud?
Anyone who lives in the State of Florida, with no age limit. No medical examination or eligibility assessment is required.
Does my immigration status matter?
No. CuidArte Salud is available regardless of immigration status. We do not ask for your Social Security number or immigration status. You can enroll with a passport, driver’s license, state ID, consular ID or another document.
Can I enroll if I have a preexisting condition?
Yes. You are accepted with or without preexisting conditions.
How much does it cost?
| Plan | Who is included | Monthly fee |
|---|---|---|
| Individual | You | USD 54.99 |
| Couple | You and a second member of your choice | USD 79.99 |
| Family | 2 adults and 2 children aged 21 or younger | USD 94.99 |
An additional one-time fee of USD 25 is charged when you enroll.
What is the USD 25 enrollment fee?
It is a one-time processing fee charged only once, when you enroll. It is not charged each month or per person.
How much do I pay in the first month?
The plan fee plus the USD 25 enrollment fee. For example, with the Family plan: 94.99 + 25 = USD 119.99. From the second month onward, you pay only USD 94.99.
How do I pay?
By credit or debit card, or automatic debit. You are charged monthly and automatically, on the same date as your first payment.
Using your membership
When can I start using it?
From the first day. There is no waiting period.
How do I use my membership?
In 3 steps: 1) call the Assistance Center, 2) identify yourself with your membership number and 3) speak with a doctor through telemedicine. The doctor will tell you whether your case can be resolved online or requires in-person care.
What are the Assistance Center’s numbers?
+1 954 472 1895 (accepts collect calls), +1 877 889 0149 and WhatsApp +1 863 204 2848.
What is included at no cost?
General telemedicine, nutritional advice, mental well-being (coaching, stress management, meditation) and veterinary telemedicine for dogs and cats. Available throughout the United States.
What about in-person care?
It is available only in Florida, at fixed prices: specialist USD 60 (first visit) and USD 40 (follow-up), 5-panel lab work USD 12.50, X-rays USD 25, mammogram USD 40–60, cytology USD 30–50 and eye exam USD 35–55, among others. It is always coordinated after telemedicine.
Can I go directly to a specialist?
No. You must first have a telemedicine consultation. The doctor refers you and the Assistance Center coordinates the appointment. Without that step, the member rate does not apply.
How do I save on medications?
With the pharmacy card included in your certificate. Present it with your prescription at participating pharmacies such as Walmart, Walgreens, CVS or Publix and pay the discounted price.
What should I do if I receive a very high hospital bill?
Contact the Assistance Center. A team of mediators reviews the bill and negotiates with the hospital to try to reduce it. A result is not guaranteed.
What should I do in an emergency?
Call 911 or go to the nearest emergency room. CuidArte does not include emergencies, hospitalization or surgeries.
Can I register my pet?
Yes, dogs and cats, to receive veterinary guidance through telemedicine at no cost. Emergencies and surgeries are not included.
Payments and cancellation
Where can I see my certificate and payments?
In My account, at segurosporinternet.com. We also email you the certificate when you purchase.
What happens if a payment is not approved?
We will notify you so you can update your payment method. If the payment is not completed, your membership may be suspended.
Can I cancel?
Yes, whenever you wish, by email at info@segurosporinternet.com, by phone at +1 786 606 3762 or through My account. If you cancel within the first 30 days, we refund the monthly fees paid, even if you have used the membership; only the USD 25 enrollment fee is retained. After 30 days, charges stop from the cancellation date and the unused prorated portion is refunded.
CuidArte Viajero
What is CuidArte Viajero?
It is a membership for domestic, international, study or work trips, for travelers departing from Colombia or the United States.
Where do I purchase it?
On the platform of our partner MAS. Clicking "Get a quote for my trip" opens a new tab, where you choose your destination, dates and number of travelers (up to 9) and pay online.
What types of trips are there?
Domestic, International, Student and Corporate. Each has different benefits, which you can see when getting a quote.
How much does it cost?
It depends on the destination, duration and number of travelers. You can see it when getting a quote.
Who should I call if I have a problem during my trip?
The number listed in the document you receive when you purchase.
CuidArte Legado
What is CuidArte Legado?
It will be a membership to support your family during the most important moments. It is being prepared.
When will it be available?
Soon. Leave your details on the CuidArte Legado page and we will notify you as soon as it can be purchased.
Who will be able to purchase it?
Only people who live in the United States.
